Credit Challenged? Ourisman Volkswagen of Waldorf Can Help!
We Can Help With Bad Credit and Credit Challenged Financing
Ourisman Volkswagen of Waldorf understands the unique needs of drivers in our area, whether you're someone who needs to take the kids to school, get to your job, or run errands, you need a reliable vehicle with an auto loan that fits your budget. For those who have had challenges with credit, we know that shouldn't prevent you from getting a car, truck, or SUV, and with the help of our finance team, we can help those with bad credit find the right payment plan to get you approved for an auto loan so you're able to get around our area.
Let Us Help You Apply for Financing That Works For You
If you've had credit challenges, we're here to work with you, and the best way to get started is to utilize our tools online, which includes our online finance application where you can securely enter your information that will come to us and we'll look for lenders and plans that will work to get you behind the right vehicle. If you're looking to trade a vehicle, we can help you get an estimated value for a trade-in, which can help with your down payment.
These tools will save you time, and will allow us to gather all the information and details needed to work on finding you right terms so you can get approved for financing, even with a history of bad credit. We know that certain situations in life can cause an impact on your credit score, and we don't believe that should deter you from a reliable vehicles from our dealership. We have lots of new vehicles options, but also have many affordable used cars, trucks, and SUVs to chose from. Once we get your financing squared away, we can help you get behind the wheel of your vehicles while also getting you a monthly payment plan that you can afford.
Credit Challenge FAQs
There are lots of questions people have about their credit score, how to buy a vehicle with bad credit and more, and we're able to answer them for you.
What's a good credit score?
A credit scores are based on a scale from 300 to 850. The closer to 850, the better your score. Typically, anything below 580 is considered poor credit, which means you might have difficulty getting auto financing, but we'll help you overcome that to the best of our ability.
Does my credit score affect my auto financing options?
Your credit score impacts your all financing options, not just auto loans. Lower scores generally mean higher interest rates and term limits, while lenders will want more information on your monthly expenses and income, but with us, we try to get you options and make it less of a barrier to get approved.
How can I get better credit?
You can build your score over time by paying off debt and making payments on board for things that impact your credit like credit card bills or any loans. If you're able to keep paying off car loan payments from a vehicle you purchase from us, that can restore your credit.
What are my options for buying a car with bad credit?
You have options that include everything from getting a co-signer for a vehicle to viewing affordable used vehicles we have that help you save on costs and are more fitting within your budget, but still offer something reliable.
Learn More About Your Financing Options with Bad Credit
We want to help you get in a new Volkswagen or pre-owned car, truck, or SUV at Ourisman Volkswagen of Waldorf, regardless of your credit score. David Brown and Zachary Sullivan, our expert finance managers, are here to help. Fill out the form below, email  david.brown@ourisman.com or zachary.sullivan@ourisman.com , or give them a call at (301) 483-1234 Ext. 2510 or 2511 to get started.
Contact Us
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Ourisman Volkswagen of Waldorf
2282 Crain Highway
Waldorf, MD 20601
- Sales: 240-766-3596
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